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Closure for New Year’s Day

Please be advised that our offices will be closed on Wednesday, January 1^st in observance of New Year’s Day.

We will reopen on Thursday, January 2^nd with regular business hours 618-457-3595.

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Person-to-Person Payment (P2P)

The fastest way to pay

Send money in seconds with our person to person transfer service.

Access Online Banking

Available in these Regions

GET IN TOUCH

Secure, fast, and easy

There are numerous benefits to our P2P transfer service. You can send money to anyone via email or text, rather than having to worry about sharing your account number. It’s perfect for splitting bills, paying back friends or coworkers, or even giving allowances. It’s easy to use too. Simply login to Online or Mobile Banking, and select P2P. Enter who you’d like to pay, what amount, and a short memo. You’ll also need to enter your own debit card PIN. As soon as your payment is accepted, your funds will be transferred instantly.

No separate app necessary, simply use OAS FCU online banking
Send money to anyone: all you need is their email or phone
No need to share or request account numbers
Funds are transferred as soon the payment is accepted

Questions Fees

The fastest way to pay

Send money in seconds with our person to person transfer service.

Access Online Banking

Choose how and when your Debit Card is used

Set geographic limits on your card or restrict the amount of money that can be spent, receive real-time purchase alerts, stop unwanted purchases before they’re completed, and much more.

Leave your wallet in your pocket or purse

Add your OAS FCU debit and credit cards to your mobile wallet and pay from your phone. Whether you prefer Apple, Samsung or Android, we have you covered with all the latest mobile payment technologies.

Download mobile wallets

FAQs

It is very simple, just follow these steps:
1. Under the login boxes, click the ‘New User Sign Up’
2. Complete the Online Enrollment Form
3. Click the ‘Submit Enrollment’ button.
Once you submit the form, you will receive an email within 24 hours, with a one-time password to access the site. Then, you will be ready to download and access your Mobile Banking app. Visit your app store and look for OAS FCU Mobile.
Yes. As a recipient, you will get an email or text notification. Once you click the Accept Money link within the notification, you will be asked to complete some information. You will have the options to receive the funds using your debit card or checking account.
There is a $500 maximum per payment and a daily limit of $2,000
If the receiver accepts the money with their debit card, they can receive it almost real time. If they use their checking account, it may take from 1-2 business days. Payments sent using P2P service will be debited from your account immediately. The recipient has 10 days to collect the money. If the money is not collected in 10 days, you will be notified, and the funds will be credited back to your account within 1-2 business days.
No. You can send the payment to anyone regardless of where they have an account. They just need to have either a checking account or debit card with a US-based financial institution.
Any member that has an OAS FCU checking account with a Debit Card and Online and Mobile banking access can use the P2P service. The recipient must have either a checking account or debit card with a US-based financial institution.
The email may land in the recipient’s spam folder, especially when using the service for the first time. Please make sure to ask the recipient to watch for an email or text before sending the payment. The email will come from “P2P Services”, and the associated email address will be e-services@oasfcu.org. A text will come from (678)264-6407
The recipient will be notified by email or text message, depending on the information you entered. If entering a phone number, ensure that it’s a U.S based cell phone. The notification will have an Accept Money link that once is clicked, will take the recipient to a form where they will have complete some information, and select the method they want to used to be paid; either through their debit card or deposited into a checking account from any institution within the US.
If you wish to request a new PIN, or change the one you have, send us an email to ccservices@oasfcu.org using our secure email system, or via Online and Mobile Banking. Make sure to include your name and phone number, and we will contact you to process your request.
Payments are processed and protected in the same manner as PIN-based point of sale debit card transactions.
You don't need to enroll to take advantage of this service. You can access it directly from your Online and Mobile Banking.