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Closure for New Year’s Day

Please be advised that our offices will be closed on Wednesday, January 1^st in observance of New Year’s Day.

We will reopen on Thursday, January 2^nd with regular business hours 618-457-3595.

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Debit CardNav

Take control of your card

This free app helps you manage spending and security for your OAS FCU card.

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Available in these Regions

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What is CardNav?

CardNav is card monitoring app we encourage all of our members to download. It is easy to install on your mobile device, and it is free. With CardNav, you can manage your credit and debit cards in one place, for both budget and security reasons. You have complete freedom to choose how and when your card is used. For example, you can set geographic limits on your card, or restrict the amount of money that can be spent. Real-time purchase alerts mean you can even stop unwanted purchases before they are complete. Turning your card off or on is as simple as pressing a button. You can also use the app to find free ATMs or CO-OP shared branches where you can make OAS FCU transactions.

Check balances and make transfers
Find the nearest CO-OP shared branch or ATM
Turn your card on or off in seconds
Set specific spending limits
Get security alerts for purchase location, amount, and more

Questions Fees

Take control of your card

This free app helps you manage spending and security for your OAS FCU card.

Pay a friend or family member in seconds!

With our P2P service, you can send money to anyone via email or text, rather than having to worry about sharing your account number.

Traveling? Let us know

If you're traveling, be sure to fill out the debit card travel notice via online banking.

Log into online banking

FAQs

To activate your OAS FCU Visa Debit card, follow these simple steps:
1. Insert your OAS FCU Debit Card at any ATM cash machine
2. Enter the Personal Identification Number (PIN) that you received by mail. If you wish to change your PIN, please email us at ccservices@oasfcu.org for instructions
3. Request the balance on your checking account, or make a withdrawal
Because CardNav is a security app, notifications will pop up on your smartphone screen. You do not need to be logged in.
A separate CardNav account would be required for each card that belongs to a different credit union.
There is no limit to the number of cards that you can set up, as long as they are OAS FCU cards.
You can turn your cards off, leave them off as long as you want to, and only turn them back on when you want to perform transactions.
In order for a location control to work or an alert to be sent, the transaction will have to take place outside the area where your phone is located. Your smartphone, once CardNav is installed, must have locations services (GPS) enabled with permission to use the current location. If your phone is turned off/without cellular service, or does not provide GPS location/coordinates, it will use the last saved GPS location. However, if this situation continues for more than eight hours, CardNav temporarily will ignore your set My Location preferences. Transactions would not trigger alerts or cause denials based on My Location preferences during this time; however, an alert would be generated informing you that a transaction took place that affected your My Location set rules.
Yes, the app will work as long as you have an internet connection on your smartphone.
Please contact OAS FCU directly with any support questions by emailing our card department at ccservices@oasfcu.org, or calling 202-458-3834.
No, it's a mobile app and is controlled via a smartphone.
After the initial registration and two-factor authentication, you will only need to log in with your used ID and password or a four-to ten- digit pass code if the application session has timed out.
- Decide when and where your card is used
- Receive near real-time notifications to alert you of any unauthorized use
- CardNav places a strong layer of security on your account by allowing you to lock your card when you aren't using it, and unlocking it for use
- If you have authorized users on your account, you can control how much they spend, when, and where so that you can prevent abuse and/or unauthorized use
Our new CardNav gives you completely up to date control of your account, by letting you manage your OAS FCU debit card via your smartphone. You control when and where your card(s) can be used; you also see, and can respond to instant alerts when transactions are processed. It has handy management functions such as view balances and transactions, transfer funds between accounts linked to a card, and search for nearby ATMs.
On your online banking, when you mouse over the transaction, you will have the ability to send us a message about the transaction to start a dispute. If you do not have online access to your account please contact us:
- By phone: 202.458.3834
- or by email: credit_union@oasfcu.org