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Closure for New Year’s Day

Please be advised that our offices will be closed on Wednesday, January 1^st in observance of New Year’s Day.

We will reopen on Thursday, January 2^nd with regular business hours 618-457-3595.

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VISA Platinum

Great rates; big rewards

A credit card designed exclusively for our members

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Available in these Regions

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Accepted worldwide

Our VISA Platinum credit card was designed exclusively with our members in mind, to meet their unique needs. It’s accepted worldwide, with a generous credit limit—up to $30,000. It’s also highly secure and backed with Falcon Fraud Protection, as well as a Zero Liability offer from VISA (which means you’ll never pay for unauthorized charges).

Save more by earning rewards whenever you spend
Spend freely with credit limits up to $30,000
Enjoy a very special low rate for 12 months on all balance transfers
Get peace of mind with theft protection and Falcon Fraud Protection
Take advantage of access to over 800,000 ATMs worldwide for cash advances
Low annual fee of $65

Rates Questions

Great rates; big rewards

A credit card designed exclusively for our members

Apply Now

Link your card via mobile wallet and use Apple Pay, Samsung Pay, or Google Pay, and make purchases with just a tap of your phone.

Get your card now!

ScoreCard Rewards Program

Interested in saving while you spend? With our ScoreCard rewards program, you earn 2 points for every dollar you spend. ScoreMore helps you earn up to 3 or 4 points on select purchases. To maximize your rewards, use the Credit Card Management platform in Online Banking to track your points, review account details, or redeem points.

Rates

Credit Cards

Type	APR*	Credit Limit
VISA Platinum	10.99% - 15.99%	Up to $30,000
VISA Classic	8.99% - 17.99%	Up to $10,000
Balance Transfer(1)	2.25%	Up to available credit

* APR means annual percentage rate. Rates are current as of November 1, 2018. These OAS FCU loan rates are variable and subject to change without notice. Based on the results of your credit evaluation and the analysis of your repayment ability, you might be approved for a smaller line of credit than you requested; your application might also be denied.

(1) The promotional APR is available for the first 12 months after the balance transfer. Any remaining balance remaining after that time will incur the standard rate of your card at that time.

FAQs

You can manage your payments directly from the eZcard Info:
- You can add a payment account
- You can make single payments or establish recurring payments
- You can also ask us to establish an automatic recurring payment directly from your OAS FCU account
- You can also call us or VISA to request a payment
Once you access your eZcard Info, under the account details tab, click on the transaction and complete the "dispute a charge" information. The fraud department will open a case and cancel your credit card to avoid more fraudulent transactions. If you do not have online access to your account please contact us:
- By phone: 202.458.3834
- or by email: credit_union@oasfcu.org
Once you access your eZcard Info, your account summary displays the points you have earned. To use them, simply click on the "view rewards" button and you will be redirected to the Scorecard site and browse the categories based on your preference. You can choose between travel, electronics, home, recreation, etc. You can also contact ccservices@oasfcu.org to redeem point for airfare purchased.
You can access your credit card account anytime and anywhere by using our eZcard Indo platform from your Online Banking. You have direct access to the platform and can use your same user ID and password.
Yes, you can request a PIN for your Credit Card to make cash advances at an ATM. Even though we don't charge a fee for cash advances, some other costs may be involved such as the fee charged by the ATM. Send the request to ccservices@oasfcu.org and it will be sent by mail.
To report a lost or stolen VISA Credit Card, please notify VISA's Global Customer Assistance Center as soon as possible, and then contact the credit union at ccservices@oasfcu.org so we can issue a new card.
- 1-800-423-7503 (U.S.)
- 727-570-4888 (International)
With the Falcon Fraud detection system, you will receive continual monitoring of your card activity to help identify and prevent fraudulent transactions in your account. If Falcon Fraud Prevention believes there is suspect activity in your account, they will contact you directly to verify transactions with your VISA Credit Union card. If Falcon is not able to reach you directly, they will leave a voicemail with a call back number to verify transactions with your Credit Union Visa card, or they may block your account for security reasons. You can always reactivate your account by calling one of the following numbers: VISA Credit Card:
- 1-866-374-6975 (U.S.)
- 727-227-2447 (International)
Before your trip, we recommend you visit our Travel Tips page so you can use your card to make purchases, payments and withdrawals anywhere, safe and conveniently. You should note that our Falcon Fraud Prevention Service usually activates when there are international transactions on your card(s). We recommend you notify the Credit Union if you are planning on traveling outside of your state.
Our rewards program is handled through ScoreCard Rewards. There's no limit on the number of points you can earn, and points last for five years until they expire. Here's the breakdown:
- Our ScoreCard program gives you 2 points per $1 dollar spent on net
- With ScoreMore, you can earn 3 or 4 points on certain purchases
Yes, there is a low annual fee of $65.